Prioritize your health
With NIA Lifestyle Plan, you'll have access to industry-leading health and lifestyle services. You can take advantage of 24/7/365 availability of state-licensed doctors for your non-emergency medical needs and receive year-round discounts on quality dental, vision and hearing care. In addition, you gain access to a roadside assistance program as well as sleep testing and treatment services.
Dental Care
Maximum Care Discount Network (POS & DenteMax)
Careington has owned and managed dental networks for more than 40 years and has contracted with DenteMax, another quality dental network provider, to create a "combined" national discount dental network with significant presence. This combined network is known as the Maximum Care Discount Network.
The Maximum Care Discount Network creates one of the largest dental networks nationally with a focus on neighborhood dentists. The network combines the outstanding network management skills of two great organizations and results in discounts of 20% to 50% below the 80th percentile of Reasonable and Customary charges.
Members are able to take advantage of savings offered by leaders in the dental care industry.
Maximum Care Discount Sample Savings
| Procedure Description | *Regular Cost | **Plan Cost | Savings $ | Savings % |
|---|---|---|---|---|
| Routine Checkup | $93 | $40 | $53 | 57% |
| Extensive Oral Exam | $163 | $71 | $92 | 56% |
| Four Bitewing X-Rays | $101 | $47 | $54 | 53% |
| Adult Cleaning | $152 | $71 | $81 | 53% |
| Child Cleaning | $107 | $50 | $57 | 53% |
| Composite (White) Filling (Front Teeth) | $239 | $112 | $127 | 53% |
| Crown (porcelain fused to noble metal) | $1,662 | $800 | $862 | 52% |
| Molar Root Canal | $1,692 | $800 | $892 | 53% |
| Complete Upper Denture | $2,436 | $1,182 | $1,254 | 51% |
| Extraction (single tooth) | $305 | $138 | $167 | 55% |
*Regular Cost is based on the average 80th percentile usual and customary rates as detailed in the 2023 Fair Health Report for the Los Angeles, Orlando, Chicago & NYC metropolitan statistical area(s).
**Plan Cost represents the average of the assigned Maximum Care Discount plan fees for the Los Angeles, Orlando, Chicago & NYC metropolitan statistical area(s).
Prices subject to change.
DN14 - 3/11/24
Vision Care
- Members save 20% to 40% off the retail price of eyewear with the EyeMed Vision Care Access Plan D discount program through the Access network. Members are eligible for discounts on exams, eyeglasses and contact lenses from more than 90,000 providers nationwide including independent optometrists, ophthalmologists, opticians and leading optical retailers such as LensCrafters®, Target Optical® and most Pearle Vision® locations*.
*Provider locations are subject to change
EYEM - 1/17/20
Prescription Medicine Discounts
- Members will have access to savings between 15% to 60% off the retail price of generic drugs and 10% to 25% off the retail price of brand name drugs at over 68,000 participating pharmacies nationwide including Safeway, CVS, Duane Reade, Wal-Mart, Target, Walgreens, Rite Aid and many more.
- Members have access to an interactive website that allows users to locate the nearest participating pharmacy and accurately check the current costs of drugs. Even if members have prescription benefits through a health insurance carrier, a comparison of costs between the two programs should be performed to determine the most savings.
- By utilizing this powerful tool, members can make educated cost-saving decisions.
UNOA - 10/6/17
Hearing Care
Members and their families have access to hearing aids from 30% to 60% below the national average price at over 3,800 providers nationwide. TruHearing offers a wide selection of the latest digital hearing aids.
After purchasing hearing aids through TruHearing, members also get:
- 45-day risk free trial
- 3 follow-up visits with a TruHearing audiologist or hearing instrument specialist for fitting and adjustments, free of charge.
- 3 year manufacturer's warranty for repairs and one-time loss and damage replacement
- 48 free batteries per aid
Sample Savings (per aid)
| Hearing Aid Product | Avg. Price to Customer* | TruHearing Price | Savings |
|---|---|---|---|
| Starkey Z Series i20 | $1,545 | $895 | $650 |
| Oticon Ria 2 Pro | $2,010 | $1,095 | $915 |
| TruHearing Chime 900 | $2,650 | $1,395 | $1,255 |
| ReSound Enya 3 | $1,550 | $695 | $855 |
| Widex Dream 220 | $1,900 | $1,195 | $705 |
| Oticon Nera 2 Pro | $2,520 | $1,525 | $995 |
| ReSound LiNX2 5 | $1,920 | $1,250 | $670 |
| Phonak Audeo V90 | $3,000 | $2,250 | $750 |
*Prices are based on the average price providers sold the select hearing aids in a survey conducted by Research Now. Prices and products subject to change. For more information, visit TruHearing.com.
Not available in IL.
TRUH - 2/9/18
Sleep Testing & Treatment
Aeroflow is a one-stop referral source for complete turn-key sleep testing and treatment solutions.
Aeroflow Works Directly with DOT Medical Examiners
- Aeroflow will keep record of and provide all necessary documents directly to DOT examiners, allowing members to focus on other areas.
FMCSA-Approved In-Home Diagnostic Sleep Testing
- Allows driver to be tested for sleep apnea while still making their deliveries on time.
Direct Source of Equipment and Supplies
- Aeroflow provides drivers with the latest industry equipment to achieve best treatment results.
24/7 Compliance Monitoring Services
- Aeroflow provides real-time compliance monitoring to ensure your drivers meet current DOT regulations.
Risk Indicators
- Loud snoring
- Morning headaches & nausea
- High blood pressure
- Excessive daytime sleepiness
- Neck size > 17 inches
- Being overweight
- Tobacco & alcohol use
- Family history of sleep apnea
Members Have Access
- To take the FMCSA-approved Diagnostic In-Home Sleep Test for $175 per test, including results and shipping costs. (National average price is $305 per test.*)
- To purchase a CPAP Machine for the discounted price of $1,300 per machine. (National average price is $2,425 per machine.*) This device includes:
- Auto-Titrating CPAP machine
- Full line of supplies: face mask, tubing, air filter and custom travel bag
Compliance Monitoring Service Options
- Wireless Modem - Aeroflow offers a wireless modem compliance tracking system that allows for real-time access to compliance information for a cost of $15 per person, per month.
- SmartCard - Aeroflow provides member with SmartCard that records compliance information and downloads information from the card on an as-needed basis for $20 per download.
*National averages are based on BCBS, Medicare, United, Medcost, Aetna, Cigna, Wellpath and Wells Fargo's average costs.
AERO - 9/28/15
DialCare Physician Access
DialCare Physician Access is a modern, easy-to-use telemedicine solution for non-emergency illnesses and general care. Members and their families have direct access to state-licensed and fully credentialed doctors, via phone or video consultations, to receive treatment and advice for common ailments, including colds, the flu, rashes and more. When medically appropriate, a DialCare doctor may prescribe a short term, non-DEA controlled medication for the member to pick up at the pharmacy of their choice.
Doctors are available 24 hours a day, 365 days a year, allowing members and their families convenient access to quality care from home, work or on the go.
When to use DialCare Physician Access:
- For non-emergency medical issues and questions
- During or after normal business hours, nights, weekends and holidays
- If the member lives a significant distance from a primary care doctor
- When a primary care doctor is not available
- When traveling and in need of non-urgent medical care or advice
What conditions can be treated?
- Allergies
- Fever
- Respiratory infections
- Asthma
- Gout
- Sinus infections
- Bronchitis
- Insect bites
- Skin inflammations
- Cold & flu
- Sore throat
- Digestive issues
- Joint aches & pains
- Sports injuries
- Ear infections
- Rashes
- Urinary tract infections
- And more!
DCNC - 1/30/20
Roadside Assistance
Roadside Protect, Inc. has designed a roadside assistance plan to reduce the impact of many of the inconveniences accompanying automobile ownership. This plan enhances members' automobile experiences by assisting with issues regarding automobile maintenance or breakdown.
Roadside Assistance Services:
- Vehicle towing
- Vehicle fuel delivery
- Vehicle extrication
- Vehicle tire change
- Vehicle lock out
- Vehicle jump start
Emergency roadside services are provided by Roadside Protect, Inc.
Roadside Assistance Service Excludes:
1. Service if member is not with the disabled vehicle. 2. Transportation for the member to the vehicle for service or from the vehicle to another destination after service has been rendered. 3. Service will not be rendered in areas not regularly traveled, such as vacant lots, beaches, open fields, or other places which would be hazardous for service vehicles to reach. 4. Towing a vehicle off a boat dock or marina. 5. Delivery or repair of tires. 6. Installation or removal of snow tires and chains nor dismounting, repairing, or rotating tires. 7. Vehicle's storage charges. 8. Cost of parts, installation, products, materials, impounding, and additional labor relating to towing. 9. Service of any kind on vehicles used for commercial purposes or using dealer tags (Note: All trucks in New York have commercial license plates whether they are used for business or private use. If the truck is used for private use, we will dispatch.) 10. Service for taxicabs, tractors, boats, trailers, dune buggies, or vehicles used for competition, or stolen vehicles. 11. Service for unlicensed vehicles. 12. Service for vehicles with expired safety inspection sticker, license plate sticker, and/or emission sticker(s) where required by law. 13. Service for vehicles illegally parked or impounded. 14. Repeated service calls for a car in need of routine maintenance. 15. Service when a vehicle is snowbound. We do not hoist, winch, or shovel vehicles from unplowed roads, snow banks, snowbound driveways, or curbside parking. 16. Accident towing or towing to/from an impound lot. 17. Service for vehicles that have been involved in an accident or have been vandalized.
RSPA - 11/2/17
